Every homeowner needs a good solid homeowners policy to protect their investment.
Every homeowner needs a good solid homeowners policy to protect their investment from the exposures of severe weather, fire, vandalism, and theft. Whether you just bought your first home, you’re building the house of your dreams, or you’re just looking for a better policy, the Insurance Center can help. We work with 25 carriers to [...]
That’s an exceptional question that you should always ask your insurance agent, “How much coverage do I need?” And the reason that’s extremely important is because, what ends up happening in a lot of cases, people assume that the market value of their home, what they paid for their home, is how much they need [...]
Well, insurance isn’t all about buildings. Your homeowner’s policy also covers the things inside your home, which some of you may have significant value invested in what’s in your home, meaning things like your furniture, electronics, your clothes. People always underestimate the cost to replace a closet full of clothes. If you’re sitting there right [...]
Let’s talk about loss of use. The next part of the policy that’s extremely important, we call it coverage d. Some call it loss of use. Some call it additional living expenses. It means exactly the same thing. When you have a loss, say during a hurricane that keeps you out of your home for [...]
What is the difference between “actual cash value” and “replacement cost”? Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When “actual cash value” is used, the policy owner is entitled to the depreciated value of the damaged property. Under the “replacement [...]
If you or your children use your golf cart for more than just cruising down the fairways, it may be wise for you to invest into golf cart insurance. If you live in a retirement community or in large condo complex, a golf cart is the ultimate convenience. Our Florida golf cart insurance can protect [...]
Have you been a biker for years, or are you a newbie? Either way, the Insurance Center has you covered! We work with 25 carriers to find the right policy to protect you, your bike, and your accessories. We’ll also let you know which discounts are available to you in order to get you the [...]
The dwelling and other structures on the premises are protected on an “all risks” basis up to the policy limits. “All risks” means that unless the policy specifically excludes the manner in which your home is damaged or destroyed, there is coverage. The policy limit for the dwelling is set by the policy owner at [...]
January 20, 2010
Insurance Center Central Florida
